.fwd-hero{
    position:relative;
    min-height:650px;
    background-size:cover;
    background-position:center;
    color:#fff;
    display:flex;
    align-items:flex-end;
    padding:70px;
    overflow:hidden;
}

.fwd-overlay{
    position:absolute;
    inset:0;
    background:linear-gradient(to top, rgba(0,0,0,.82), rgba(0,0,0,.25));
}

.fwd-content{
    position:relative;
    z-index:2;
    max-width:820px;
}

.fwd-breadcrumbs{
    font-size:14px;
    margin-bottom:24px;
    opacity:.9;
}

.fwd-content h1{
    font-size:68px;
    line-height:1;
    margin:0 0 10px;
    color:#fff;
}

.fwd-content h2{
    font-size:42px;
    line-height:1.1;
    margin:0 0 24px;
    color:#fff;
}

.fwd-content p{
    font-size:20px;
    line-height:1.7;
    max-width:760px;
}

.fwd-buttons{
    display:flex;
    gap:16px;
    margin-top:30px;
}

.fwd-btn{
    display:inline-block;
    background:#064f93;
    color:#fff!important;
    padding:14px 24px;
    text-decoration:none!important;
    text-transform:uppercase;
    font-weight:700;
    letter-spacing:.03em;
}

.fwd-btn.secondary{
    background:transparent;
    border:1px solid rgba(255,255,255,.85);
}

.fwd-grid{
    display:grid;
    grid-template-columns:1fr 1fr;
    gap:28px;
    margin:40px 0;
}

.fwd-card{
    background:#fff;
    border:1px solid #e5e7eb;
    padding:34px;
    box-shadow:0 8px 22px rgba(0,0,0,.04);
}

.fwd-card h3{
    margin-top:0;
    margin-bottom:22px;
}

.fwd-info-list{
    list-style:none;
    padding:0;
    margin:0;
}

.fwd-info-list li{
    padding:12px 0;
    border-bottom:1px solid #eee;
}

.fwd-error{
    padding:20px;
    background:#fff3f3;
    border:1px solid #e00;
    color:#900;
}

@media(max-width:768px){
    .fwd-hero{
        min-height:560px;
        padding:35px 24px;
    }
    .fwd-content h1{
        font-size:42px;
    }
    .fwd-content h2{
        font-size:28px;
    }
    .fwd-content p{
        font-size:17px;
    }
    .fwd-grid{
        grid-template-columns:1fr;
    }
}